Update your PAN card name legally via NSDL or UTIITSL. Spelling correction, marriage name change, Gazette assistance — we guide you through every step. Correction fee is only Rs 110.
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💡 Before updating your PAN card name, you need a Gazette notification. Get your Gazette name change in Karnataka first →
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To change your name on a PAN card in Karnataka, visit the NSDL portal (tin-nsdl.com) or UTIITSL portal, select "Changes or Correction in Existing PAN Data," fill the form with your updated name, upload your Gazette notification (for legal name changes) or supporting documents (for spelling corrections), pay the fee of Rs 110, and submit. For legal name changes, you must first obtain a Gazette notification from the Karnataka e-Gazette portal (erajyapatra.karnataka.gov.in) — this takes 25-45 days. The PAN card is delivered within 15-30 days after successful application.
Both portals are government-authorized for PAN corrections. NSDL is more widely used. Both charge Rs 110.
For marriage-related surname changes, full name changes, or any change beyond minor spelling errors, Gazette is mandatory.
If it's just a typo or minor spelling error, you can apply directly with Aadhaar or existing PAN showing the correct spelling.
The PAN correction fee is Rs 110 for Indian address. This is paid online during application.
Your PAN number never changes. Only your name and other details are updated on the existing PAN record.
After successful online submission, your updated PAN card arrives by post within 15-30 days.
If your Aadhaar has the correct name, using Aadhaar e-KYC for verification speeds up processing significantly.
| Problem | What Happens |
|---|---|
| Income Tax return rejection | ITR filing fails when PAN name doesn't match bank records |
| TDS mismatch | Form 26AS shows TDS credits under wrong name — refunds delayed |
| Bank account linking | PAN-Aadhaar linking fails, bank accounts get frozen |
| Loan applications | Banks reject home, personal, or business loans |
| Investment issues | Mutual funds, stocks, and FDs face KYC rejection |
| Property transactions | Property registration and stamp duty payments get blocked |
Legal requirement: Under Section 139A of the Income Tax Act, your PAN must reflect your current legal name for all financial transactions.
Every guide says “keep your PAN and Aadhaar matched”. None of them tell you what happens if you do not, which is the only part that changes behaviour.
A PAN that does not reconcile with Aadhaar can be rendered inoperative under Rule 114AAA of the Income Tax Rules 1962. That is not a warning label — it has four specific consequences, and they are financial.
| Consequence | The provision | What it means in money |
|---|---|---|
| Tax deducted at source at a higher rate | Section 206AA | Deduction at the highest of the specified rate, the rate in force, or 20 per cent. On salary, interest and professional income that is a large, immediate cut. |
| Tax collected at source at a higher rate | Section 206CC | The same principle applied to collections, on transactions where TCS applies. |
| No refund is made | Rule 114AAA | Any refund otherwise due is not issued while the PAN remains inoperative. |
| No interest on the withheld refund | Rule 114AAA | You do not earn interest for the period your money is held back. |
There is relief, but it is not for you. CBDT Circular No. 9/2025 relieves deductors and collectors of the higher-rate liability where the PAN is made operative within a specified window. It protects the employer or bank that deducted at the ordinary rate. It does not undo the position for the person whose PAN was inoperative. The burden of fixing it is yours.
Why this belongs on a name-change page. The most common route to an inoperative PAN is not neglect — it is a name that stopped matching. You changed your name on one record and not the other, or you changed both but spelled them differently. That is why the order matters so much: Aadhaar first, then PAN, so the two never diverge in the first place.
This is the question people are quietly worried about and rarely ask. A name correction changes the name recorded against your PAN. The ten-character PAN itself stays exactly the same, for life.
Contrast this with a passport, where a reissue genuinely does produce a new booklet with a new number. PAN behaves the other way round, and knowing that removes most of the anxiety about starting the process.
Guides tell you both exist and that they are equivalent. Both statements are true, and neither helps you choose.
Both are authorised by the Income Tax Department, both produce the same PAN, and the card that arrives is equally valid whichever you use. The practical differences are small but real.
| If this applies to you | Practical guidance |
|---|---|
| Your PAN was originally issued through one of them | Use the same one. Your existing record sits there and the correction is the smoothest. |
| You do not know or remember which | Either is fine. Pick one and stay with it for the whole application. |
| One portal is down or an upload keeps failing | Switching is legitimate. Do not run two applications at once. |
| You have already filed and it is in progress | Do not file a second application on the other portal. Duplicate requests confuse the record and slow both down. |
| e-PAN only | Physical card and e-PAN | |
|---|---|---|
| Approximate fee, Indian address | Around Rs 70 to Rs 75 | Around Rs 105 to Rs 110 |
| Speed | Faster — no dispatch to wait for | Add postal time on top |
| Legal validity | Fully valid. A digitally signed e-PAN is accepted wherever a PAN is required | Identical |
| Worth paying extra for? | Only if you specifically need a card in hand for a counter that insists on seeing one. Otherwise the e-PAN does the job. | |
Portal fees are revised from time to time and are displayed before you pay. Treat the figures above as a guide and confirm on the portal itself.
Applies when your name has a typo or minor spelling error — for example, "Rajesh" instead of "Rajesh." You need Aadhaar or existing PAN showing the correct spelling. No Gazette required. Processing: 15-30 days. Fee: Rs 110.
Applies when changing your name entirely — after marriage, divorce, religious reasons, or personal choice. Gazette notification is mandatory. Gazette: 25-45 days. PAN correction: 15-30 days after Gazette. Total: ~1.5-2.5 months. Total cost: ~Rs 3,000-6,500.
Full guide: how to change PAN name after marriage →
Prepare on non-judicial stamp paper (Rs 50-100 recommended). Include old name, new name, reason, Karnataka address, date and signature. Get it notarized by a Karnataka Notary Public. Have 3-4 copies made.
Publish in one Kannada daily (Prajavani, Vijayavani) and one English daily (Times of India, Deccan Herald). Cost: Rs 800-3,500 total. Keep 3-5 full original newspaper pages — not just the ad clipping.
Visit erajyapatra.karnataka.gov.in. Register, fill the online form, upload affidavit, newspaper clippings, ID proof, address proof, and photographs. Pay fee: Rs 500-800.
Processing time: 25-45 days. Download your Gazette notification PDF from the portal once published. This is accepted by Aadhaar, PAN, passport, banks, and all government offices.
Go to tin-nsdl.com. Navigate to Online PAN Services → Changes or Correction in Existing PAN Data.
Select Individual category. Enter your existing PAN number. Fill in your updated name in the relevant field. Select the checkbox for "Name" under the details to be corrected.
Upload Gazette notification (if legal change), Aadhaar, existing PAN, photograph, and address proof. Ensure all scans are clear, legible, and under the size limit. Use Aadhaar e-KYC if available for faster verification.
Pay Rs 110 online via debit card, credit card, net banking, or UPI. Note your 15-digit acknowledgement number — you'll need it to track status.
Track status on NSDL using your acknowledgement number. Your updated PAN card is delivered by post within 15-30 days. Your PAN number stays the same.
Go to utiitsl.com. Navigate to PAN → Changes or Correction in PAN Details.
Enter your existing PAN. Fill in the corrected name. Select the documents you're submitting as proof. UTIITSL accepts Aadhaar e-KYC for faster processing.
Upload Gazette (if applicable), Aadhaar, existing PAN, photograph, and address proof. Review all details before final submission.
Pay online via card, net banking, or UPI. Save your acknowledgement number for tracking.
Track on UTIITSL portal. Updated PAN card delivered by post within 15-30 days.
NSDL vs UTIITSL: Both are government-authorized and charge the same fee (Rs 110). NSDL has wider acceptance and better tracking infrastructure. Choose either based on your preference.
PAN fee is separate and paid directly
Best for marriage name changes
Paid directly to Government / vendors
Submit notarized affidavit and newspaper clippings to Karnataka e-Gazette portal.
Download Gazette notification PDF once published.
Submit online with documents. Pay Rs 110. Get acknowledgement number.
NSDL/UTI verifies documents. Aadhaar e-KYC speeds this up.
Updated PAN card is printed and dispatched via post.
Updated PAN card delivered to your address. PAN number stays the same.
Without Gazette (spelling correction only): ~15-30 days total.
With Gazette (legal name change): ~1.5-2.5 months total.
The most common mistake. Marriage-related or full name changes require Gazette notification.
If your name differs between Aadhaar, Gazette, and application, the system flags it.
Low-resolution scans get rejected. Ensure all uploads are clear and legible.
Many departments need full original pages, not just the ad clipping.
Using a document not on the approved list causes rejection. Stick to Aadhaar, passport, or voter ID.
The mobile number on your application must match your Aadhaar for e-KYC verification.
Your PAN says "Rajesh" but your Aadhaar says "Rajesh." What to do: No Gazette needed. Go to tin-nsdl.com, select "Changes or Correction in Existing PAN Data," upload Aadhaar showing correct spelling, pay Rs 110, submit. Processing: 15-30 days. Cost: Rs 110.
You got married and want to change your surname on PAN. What to do: First, get Gazette notification through Karnataka e-Gazette (25-45 days, ~Rs 3,000-6,500). Then apply on NSDL with Gazette and marriage certificate. Pay Rs 110. Total: ~1.5-2.5 months.
Your PAN name doesn't match your bank account name, so ITR filing fails. What to do: Update PAN name first through NSDL (15-30 days, Rs 110). Then update bank records. Use Aadhaar e-KYC for faster PAN verification.
You've finalised your divorce and want to revert to your maiden name on PAN. What to do: Get Gazette notification with your divorce decree as supporting document. Then apply for PAN name change through NSDL with Gazette and divorce decree. Total: ~1.5-2.5 months.
No office visits needed. We guide you through NSDL, UTIITSL, calls, and WhatsApp.
We know exactly which documents to upload and which fields to fill to avoid rejection.
Full help with affidavit, newspaper ads, and Karnataka e-Gazette submission.
Correct filing the first time means no rejections and no months of waiting.
Clear service fees. PAN fee is Rs 110. Government fees are separate and paid directly.
Application rejected? We identify the issue, fix it, and reapply at no extra cost in Complete package.
Every fee and every consequence stated on this page can be verified at source. Fees are revised from time to time, so confirm on the portal before you pay.
Checked against these sources in August 2026 and reviewed every quarter. General information, not tax advice on your circumstances.
PAN card correction fees 2026 — roughly Rs 70 to Rs 75 for an e-PAN and Rs 105 to Rs 110 for a physical card at an Indian address. The exact figure is shown on the portal before you pay.
NSDL PAN correction online — Protean, formerly NSDL, is one of the two authorised portals. Use whichever issued your PAN originally if you know which it was.
UTIITSL PAN name change — the other authorised portal. Functionally equivalent; do not run applications on both at the same time.
PAN Aadhaar name mismatch — fix Aadhaar first, then file the PAN correction, because the PAN portal reconciles against Aadhaar. Aadhaar guide.
Inoperative PAN consequences — under Rule 114AAA: higher TDS under section 206AA at up to 20 per cent, higher TCS under section 206CC, no refund issued, and no interest on the withheld refund.
Section 206AA higher TDS rate — deduction at the highest of the specified rate, the rate in force, or 20 per cent. On salary, interest and professional income that is a substantial immediate cut.
Does PAN number change after name change — no. The ten-character PAN is permanent. Only the name recorded against it changes, and nothing you have linked to it breaks.
e-PAN download and validity — a digitally signed e-PAN is fully valid wherever a PAN is required, and it arrives faster because there is no dispatch to wait for.
PAN name change after marriage documents — marriage certificate, filed as a correction after Aadhaar shows the new name. No Gazette needed. PAN after marriage guide.
PAN correction rejected reasons — a name that does not match the proof character for character, blurred or cropped uploads, an expired or unaccepted proof document, and a mismatch with Aadhaar.
PAN correction vs reprint — a correction changes your details and issues a card carrying them. A reprint reissues the same card with the same details. A name change needs a correction.
Two PAN cards surrender — holding two PANs is an offence. Surrendering the duplicate is a separate application from a name correction and should not be put off.
Don't see your city? We serve all districts and taluks across Karnataka.
Have a specific PAN situation? These focused guides answer the exact questions people ask, from marriage and divorce to portals, correction rules, and fixing a rejection.
Form 49A, how your marriage certificate is used, and when no gazette is needed. Your PAN number stays the same.
Revert to your maiden name, why the decree alone is not enough, and how a gazette proves your new name.
A typo fix or a genuinely new name? What each needs, and exactly when a gazette is required.
Both are official and give the same result. How they compare, and which portal to pick.
The six common reasons applications fail, and exactly how to fix each one and reapply.
Don't let a wrong name block your ITR filing, TDS refunds, or bank transactions. Get expert help for PAN card name change, Gazette notification, and NSDL/UTIITSL application across all Karnataka districts.
Free consultation · NSDL/UTI guidance · Gazette help